Travel Tips During the holidays or spring break planning...

DON'T GET SCAMMED WHEN MAKING TRAVEL PLANS

 

Many people take vacations or visit family during the holidays.

Keep in mind that there are a number of scams that unsuspecting travelers can fall victim to if they are not careful.

Pennsylvania Institute of Certified Public Accountants (PICPA) offers tips on how to avoid them.

 

BE CAUTIOUS

 

When making any purchase, it's always best to be suspicious of offers that sound too good to be true. That's certainly the case when making travel plans. Many con artists promise great vacations or airline deals for very low prices, so you should be especially wary of great deals advertised in unsolicited e-mails or faxes. Before you sign up, contact the sender and ask some tough questions. For example, find out what is included in the bargain price, the names of the airlines or resorts involved, and the full name and address of the company offering the deal. If the person you speak to is unwilling to answer these questions or gives vague or incomplete responses, then the offer is probably a scam.

 

SCRUTINIZE "FREE" OFFERS

 

Be particularly suspicious of "free" travel promises. It's rare that a legitimate business will give away anything for nothing.

You may find that the vacation is "free" only if you commit to making a costly additional purchase, or you may be told that you must reveal your credit card number or other personal information to qualify. Don't do it. The person asking for this information is probably an identity thief who will use the information to make unauthorized charges to your credit card or bank accounts.

 

CONFIRM THE DETAILS

 

Even when working with a reputable travel agent or resort, you may find that your dream vacation doesn't quite meet expectations. That's why it's important to confirm in advance both your reservation and the details of the deal. You want to be sure that dates and locations are correct, and that you agree on the terms and quality of your vacation. If the advertisement promises "first-class accommodations," for example, find out what that means so you are not disappointed with your room or any other aspect of your stay. You may be expecting a fancy suite with a view of the ocean, while the travel company is offering a relatively clean room overlooking a parking lot. It's wise, too, to confirm every aspect of your travel, including car rental or special tour arrangements, to ensure the trip goes smoothly.

 

GET IT IN WRITING

 

Ask the travel agent or tour or resort operator for a document that describes every detail of your vacation that they have arranged, then review the paperwork to ensure it includes all that you're expecting. Check to see that it covers the company's policies on cancellation and refunds to determine what your options are if your travel plans must be changed.

 

PAY WITH A CREDIT CARD

 

If you are confident that you are dealing with a legitimate business, it is usually smart to pay with a credit card. That's because you may be able to challenge the charge with the credit card company if you feel you did not get what you paid for. 

One way to show you are serious about saying no to retirement and yes to "what's next in my life" is to opt for the Healthy Aging® Visa® Platinum Card 
 credit card,  which offers discounts and rewards to help you, as a cardholder, age successfully. 


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